Buying your first home is a lot of fun but there is more to it than meets the eye when it comes to budgeting. Most new home owners are financially savvy enough to calculate the mortgage, interest, taxes, and insurance payments; but tend to forget less obvious expenses. Here to help are a few budgeting basics for first time home buyers.
Moving Expenses: Truck rentals, time off of work and, of course, - gasoline … moving takes money whether you do it yourself or pay others to do it for you so plan accordingly.
Maintenance: From lawn care to fixing a door knob, owning your own home involves maintenance. Few first time home buyers remember the expense of maintaining a yard until the neighbors start giving them dirty looks. Don’t be caught by surprise because this is one area where expenses can add up fast. Set aside funds for a lawn service and pool maintenance, or plan to purchase the tools required to do it yourself, including lawnmowers, garden and hand tools plus other general maintenance items.
Utilities & Communication: New home buyers are frequently surprised by the cost of utilities since many apartments include basics like cable, trash, or water. Set aside enough funds for deposits and the first payment for utilities, phone, cable and other necessities. Don’t forget to find out if your cell phone, cable, and other services are available in the new area -- otherwise, you may be forced to break a contract to obtain services.
We often discuss the difference in family wealth between hom
"I have worked with several realtors but none with the passion and drive that Adriana Klink has. Adriana made me feel comfortable and excited about my listing. She thought out of the box and came up with refreshing ideas other relators had not thought of to get my house more exposure. Adriana went above and beyond to become my home's advocate. She did not stop when meeting opposition from the HOA, it only made her more persistent.
Adriana eagerly looked for opportunities to introduce my home to potential clients whenever she could. Rather than sending an email and hoping it would lead to something, Adriana traveled to communities near and far to create relationships with other agencies.
Adriana kept me well informed throughout the time as my agent. Copies of documents I signed were also sent for my records and she followed up on any leads or visit to receive feedback.
I would recommend Adriana to anyone looking for a Realtor that will go above and beyond! She will not only represent your home, she will make you feel informed, comfortable and confident!